A password manager generates, stores, and fills strong unique passwords for every site you use — so you only need to remember one master password. This is the most practical way to maintain strong, unique credentials across all your accounts without writing anything down.
Modern browser-based password managers (built into Chrome, Edge, Firefox, and Safari) have matured significantly and are a reasonable starting point for personal use. For NCU work accounts, contact IT for guidance on approved credential management options.
Avoid saving passwords in your browser for highly sensitive accounts like banking or your NCU credentials — use a dedicated password manager for those.