Learn how to sign in to your NCU account for the first time using a One-Time Password (OTP) card — including entering your credentials, using your card to verify your identity, and completing the sign-in setup prompts.
Before you start
Your OTP card was issued to you directly by IT. If you do not have a card, this guide does not apply to you.
You will need the following to complete your first sign-in:
- Your NCU email address and password
- Your IT-issued OTP card
Protect your OTP card — it is a high-security device
Your OTP card is a security device tied directly to your account. On its own, it cannot grant access — an attacker would also need your password. This means your card and your password must both be protected at all times.
You are responsible for keeping your card secure. This means:
- Never share your card with anyone — including IT staff, who will never ask for it
- Never photograph or record codes from the card
- Never store or transmit generated codes digitally
- Keep the card physically secure — treat it like a key to your account
Report any concerns to the IT Service Desk immediately — including if your card is lost, stolen, damaged, or you suspect it has been compromised. Do not wait. Submit an MFA Service Request or call the IT Service Desk directly.
Signing in for the first time
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1
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Enter your NCU username and password, then click Sign in.

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2
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When prompted, press the button on your OTP card to generate a code. Enter the code in the field provided, then click Verify.

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A Keep your account secure page will appear. Click Next.

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The Setup complete page confirms you are signed in. Click Done — you will be redirected to the page you originally tried to access.

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5
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You will be asked if you want to stay signed in. Select Yes or No based on your preference.

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Tip — Stay signed in
Select No on shared or public computers. On your personal device, Yes reduces how often you are prompted for your OTP card.
Get help
Submit an MFA Service Request or contact the IT Service Desk for assistance.
Still need help? Contact the IT Service Desk:
- Call: 612.343.4170
- Visit: Miller Hall 226
- Hours: Monday–Thursday, 7:30 a.m.–9 p.m.; Friday, 7:30 a.m.–4:30 p.m. CT